Apr 14, 2016
Capital One is expanding its mobile offerings with CreditWise, a free tool that allows users to monitor their creditworthiness. As an added plus, one need not be a capital One customer to use it; it is completely and freely available to all.
Specifically, the service monitors TransUnion reports.
Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnionÂ® credit report.
Used by millions of Capital One customers, CreditWise (formerly Credit Tracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise wonâ€™t hurt your score, and you wonâ€™t ever be asked to enter a credit card number.
All features are free:
â— Weekly credit score provided by TransUnion.
â— Use the Credit Simulator to see how everyday decisions affect your credit score.
â— Learn about the key factors that make up your credit score and how youâ€™re doing on each of them.
â— Alerts letting you know about changes to your TransUnion credit report.
â— See what accounts are open in your name, and their balances, all in one place.
â— Simple, everyday tips on how you can take control of your credit.
CreditWise is still in beta, and is available now.