Samsung Pay is ready for Galaxy S8 and S8+

Samsung Pay is ready for Galaxy S8 and S8+

Apr 18, 2017

Here’s a simple update that allows us to further whet our appetites for the upcoming flagships from Samsung.

Samsung Pay, the OEM-specific payment tool just received an update that makes it usable on the recently announced and upcoming Samsung Galaxy S8 and Galaxy S8+.

The service is great; it expands upon NFC payments and gives users the ability to use digital wallet with magnetic stripe readers.

Now, all we need are the devices.

Wells Fargo to support ATM transactions via Android Pay and Samsung Pay

Wells Fargo to support ATM transactions via Android Pay and Samsung Pay

Mar 29, 2017

Wells Fargo is looking to support completely card-less transactions at its 13,000 ATM locations by allowing customers with devices that are equipped with Android Pay and Samsung Pay to access said machines.

This means folks will be able to do stuff like, say, withdraw money using specific smartphones and even smartwatches.

According to the informational, these card-less transactions are relatively easy to set up; the Wells Fargo customer would need to sign into the Wells Fargo application on his/her smartphone, and select the “Card-Free” option to request a code via “Account Services.

With this 8-digit code (plus pre-existing card PIN), one can perform an ATM transaction.

Beyond that, folks should be able to use the NFC functionality of Wells Fargo Wallet, Samsung Pay and/or Android Pay to initiate transactions by holding the smartdevice close to a properly-equipped Wells Fargo machine. According to the press release, more than 40% of WF terminals are already NFC-enabled.

[Courtesy of WF Stories via TechCrunch]

The Hills Are Greener: Will Apple Ever Come Near NFC?

The Hills Are Greener: Will Apple Ever Come Near NFC?

Feb 18, 2013

The idea that our phones could replace our wallets is an idea steadily picking up steam: look at Passbook, for example. The biggest hurdle to being able to just carry one device around is definitely credit cards, though. It’s possible for mobile devices to serve as credit cards on NFC-enabled readers: an acronym for Near Field Communications, NFC allows for payments to be made using just a simple tap. It’s known as PayPass with MasterCard vendors, and chains such as Walgreens and McDonald’s have it integrated in their stores. Chicago Transit Authority is introducing Ventra, a way for NFC-enabled credit cards (and eventually phones) to pay to take buses and trains. While Chicago already has a contactless payment system in place with the Chicago Card, the ability to just use an NFC credit card or NFC mobile device is an added layer of convenience.

The problem with NFC payment adoption has been two-fold though: one, no one can agree on a standard quite yet. Google’s pushing Google Wallet, but several of the carriers are pushing ISIS, which could win by default because it could come installed by default on millions more phones than Google Wallet. Just as long as it’s run in a better way than the ISIS spy agency is.

Secondly, Apple hasn’t gotten into NFC payments yet. So, widespread adoption of contactless payments is naturally lagging behind because a large chunk of the mobile consumer market technically cannot.

Now, if Apple did get into contactless payments, say by using iTunes stored credit or integrating ISIS (probably not Google Wallet), then surely it would take off, right? With Android and iOS phones both supporting it, there would be plenty of incentive for the systems to be set up in a more widespread manner.

However, much like Flash, Apple could be hindering the growth of NFC. By not supporting it, and severely limiting its market, NFC may not be able to grow, and Apple may not see any reason to adopt it because it isn’t mature enough. Apple does jump in late to technologies like 3G and LTE when they feel they’re ready and can best take advantage of them, after all. But there’s no sign that they’re jumping on to NFC any time soon. It’s a chicken and the egg scenario.

Well, what if Apple gets left behind? What if the major carriers pushing ISIS and/or other NFC payment methods takes off? What if Apple, instead of strategically juping in when they’re ready, is forced to play second fiddle and be a follower instead of a leader in the adoption of the technology, forced to integrate it because the idea of a mobile wallet drives people to Android?

NFC is still not a killer practical technology like wi-fi, and its lack of widespread actual implementation even as the technology exists in people’s Android devices like the Galaxy S III is not a good sign. So Apple could still dictate the parameters of the game. But right now, Android is on the cutting edge of this technology. But will they be able to actually cut at Apple with it?

KickStarter Spotlight: FloJack

KickStarter Spotlight: FloJack

Nov 14, 2012

Near Field Communication. It is one of the biggest things that any Android fanboy will trump as the easiest bet for the future. Everything will be NFC-enabled and it could just completely replace credit cards as we know it. If I seemed a bit sarcastic in this onset it was completely by accident as I, myself, am excited as anyone for NFC to take off. In the very near future customers will be traveling the aisles of their closest grocery outlet and collecting coupons is as simple as tapping their phone up to a daily deal it is stored in their phone for checkout where another tap is all it takes to pay and the most efficient grocery run ever is complete.

The only problem with NFC is is it having trouble getting off the ground and the biggest anchor is the fact that there are still a very small number of devices that are NFC compatible. Sure the top flight Android and Windows phones feature NFC chips but until the current “legacy” versions of Android are phased out and Apple jumps on the NFC train this convenience will remain a nice service. While this will certainly happen it does not hurt to expedite the service some, right? This is exactly what the great minds at Flomio have done. Most companies have a dogged relationship to certain brands and further drive the wedge between Android users and iOS, but that is not the case here at Flomio; all they want is to simply unite the smartphone collective under one standard NFC flag. They do this by means of a detachable NFC dongle, the FloJack, that resembles Square’s card reader. This circular paddle can be used to interact with all the NFC goodies around our world now, but also to write data onto Flomio’s ZAPPS which are little NFC chips that might be the most intriguing aspect of Flomio’s KickStarter campaign. These small, domed plastic stickers are rewritable and can be used for almost anything. One could place a ZAPP on the car dashboard that would turn the phone into driving mode, or place one in each party invite that comes with an address link that opens the recipients map app.

The possibilities are unlimited and with a completely open developer program new ideas will be rolling in faster then they can be processed. By bringing NFC to the masses Flomio aims to remove one of the last excuses companies and local businesses have for not adopting NFC. What’s more, if funded successful, I wholeheartedly believe they can succeed.